Register with Christies
Our experienced and trained negotiators need as much information as possible about the type of property you are looking for and are experts in helping you find your perfect home.
You can either:
· Call us
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Register online, or
·
Visit one of our offices
The search begins
With a clear understanding of your requirements we will access all properties that match your criteria.
We will generate full colour details for those matching your requirements, with full colour photos and floor plans we are able to assist the search with the latest technology currently in the market place.
In order to secure a property, we recommend an early viewing.
Hips
We hold home information packs for our vendors, these are avalible for you to look over and discuss with us at the nearest office, we also hold a pdf copy and this can be emails direct to you.
Mortgage
It is advisable to get a mortgage agreed in principle as early as possible, as this will speed up your mortgage application. Our in house broker Christie Financial Services, has access to a large range of mortgages across the market.
Viewings
Viewings can be arranged by appointment between 9am - 6pm Monday to Friday and 9am - 4pm on Saturdays.
Make an offer
Once you've found a suitable property, we'll put your offer forward to the vendor, both verbally and in writing. Any offer is subject to a survey and the contract being signed. There are no legal obligations on either side until the contract is signed.
Legal
A solicitor will be required to handle the legal paperwork involved (conveyance). It is preferable to use a solicitor who knows the area that you're moving to and specialises in conveyancing. We are able to assist you with our carefully selected panel of Solicitors.
Sale agreed
Once your offer is accepted, you will need to instruct your solicitor to proceed immediately. At this stage always ensure that exchange and completion dates are agreed. This is also the time to instruct your mortgage broker to proceed with your mortgage application and make arrangements for a survey.
Draft Contract
This is drawn up by the seller's solicitor and sent to your solicitor, who will raise some preliminary enquiries and make a Land Registry search
Local Authority Search
Your solicitor will submit a local authority search to the local borough council. This will reveal, for example, planning consents granted for the property and any local issues.
Survey
A survey is carried out on the property by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property's value.
Mortgage offer
This document will be sent to your solicitor for you to sign. Once signed and returned your mortgage is in place and you are ready to exchange contracts.
Exchange of contracts
The contract is signed by you and the seller. The deposit (usually 10% of the purchase price) is telegraphically transferred or paid by the buyer's solicitor in the form of a banker's draft. The completion date is set
Completion
This is generally set a few days to a few weeks after exchange of contracts, depending on each parties' personal requirements. Residual monies (usually 90%) are now transferred from your solicitor to the seller's solicitor's account.
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